0% Finance on Used Cars For Sale

If you’re looking for quality 0% finance used cars from such brands as Ford, BMW and Mercedes-Benz, you’ve arrived at exactly the right place. A trusted car sales company based in Greater Manchester, we offer over 1000 vehicles across our showrooms, including 4x4s, family saloons and even supercars.

For the finest used cars in Manchester explore our range of vehicles available online or visit one of our showrooms in Bury or Rochdale to discover your new dream car. 

0% finance used cars for sale

Recognising that not every one of our customers will be able to produce the money up-front for a used vehicle, we provide exemplary finance deals that can allow you to own your dream vehicle sooner rather than later. We also offer a range of other finance package types that are available depending on credit rating criteria.

Arranged with monthly instalments and a car finance deposit, the type of package will depend on credit rating criteria.

Providing a little something for every type of customer, we offer a range of perks including 0% APR finance, part exchange, refer-a-friend schemes, a 30-day feedback policy and much more. In addition to our two main branches, we also offer a specialist 4x4 centre in Bury, providing state-of-the-art vehicles to customers across the North West and the UK.

The perks of 0 finance used cars

0% APR finance cars come with their own multitude of perks, allowing you to spread the cost of your purchase across several months rather than paying one lump sum.

• Lower borrowing cost: With no interest being added to the cost of your finance package, you’ll be paying considerably less for your car than an alternative car deal that may see you pay hundreds or even thousands of pounds more. Indeed, opting for monthly repayments through 0% car finance deals can actually save you money.
• Regular, anticipated payments: Interest-free used cars also help you to better structure your personal cash flow. As the monthly payments remain the same thanks to the lack of interest growth, you can plan and anticipate regular payments coming out of your account, making budgeting for the future a breeze.
• Selection of the latest models: Explore our amazing range of contemporary cars, 4x4s and luxury vehicles. Accessing such state-of-the-art vehicles, this perk allowing you to easily pay off cars from the likes of Mercedes-Benz, BMW and Audi.

A one-stop shop for all your used car needs

Putting the needs of our customers at the very heart of our service, we’ve created a one-stop shop for all your automobile needs, allowing for a seamless shopping experience that will have you effortlessly driving your dream car in no time.

Choose your car

Explore our extensive online showroom, or visit us in-store, to select your perfect car. Providing a range of different vehicles that will suit any kind of customer, we offer compact Citroëns that make ideal family cars, 4x4s optimised for off-roading and even stunning supercars that demand attention. Once you’ve selected the vehicle for you, the rest is simple.

Buy using finance

Don’t wait to enjoy your dream car, with our range of selected models available on finance you can buy with us straight away and organise a functional monthly repayment plan. To find out if you’re eligible for finance, investigate your credit score using our online soft credit checker, giving you instant results with no obligation to buy at the end of the process.

Warranty and service packages 

Although we’re well-known for our lifetime warranty package, we offer a range of different packages, offering bespoke warranty on every single one of our cars. What’s more, with Care Plan Plus you can make sure that your vehicle is maintained for the future, with the package offering comprehensive coverage, including annual maintenance inspections, breakdown assistance and much, much more.

What is 0% APR Finance?

APR stands for Annual Percentage Rate and is one of the most accurate ways of measuring the price you’ll pay for borrowed money, taking into account interest and other fees. Buying a car on a 0% APR finance loan therefore means that you can spread out the total cost of a vehicle over a specific period of time without being charged additional interest fees.

Also known as an interest-free loan, this way of borrowing money allows customers to enjoy otherwise expensive vehicles sooner rather than later, allowing them to repay in instalments rather than paying one large up-front fee.

For 0% finance used cars, choose cartime

Your new dream car is a mere click away. Simply search our range of exemplary vehicles from Fiat to Ford to Ferrari and begin investing in your new vehicle, If you’d prefer face-to-face advice, visit us in one of our showrooms in Bury, Burnley or Rochdale and our years of industry experience will help to inform your purchase.

Book a test drive with cartime today by contacting us online.